Life insurance provides financial protection for your family and friends (beneficiaries) when you die. Term life insurance can provide an extraordinary amount of benefit for an affordable monthly payment. Term life insurance is recommend by many financial guru’s including: Dave Ramsey, Suze Orman, and Clark Howard.
Life insurance is an important piece of your financial plan and it doesn’t cost anymore to purchase through an agent than it does to buy direct from the carrier.
Get a Life Insurance Quote
Term Life Insurance
Term life insurance only pays a death benefit if the insured dies during a certain term. Normally the terms are purchased in increments of 5, 10, 20, or 30 years. The number of years available will be subject to the insured’s health and age. Term life insurance can be used to replace income, provide funeral expenses, and pay off debts. The cost of term life insurance normally ranges between $10 – $40 per month.
Watch this great video from Lifehappens.org that explains term life insurance
Whole Life Insurance
Whole life insurance provides a permanent death benefit. Unlike term Insurance, whole life insurance guarantees to pay out. We recommend whole life only be used to cover final expenses (10-15k). We believe in buy term and invest the rest.
Life Insurance Quotes
Getting a life insurance estimate is very easy. All that we need for an estimate is your:
- Health Status
- Coverage amount
With this information we can provide quotes from the very best insurance companies in the world including:
We pride ourselves in educating customers on all of their life insurance options.
Edwardsville IL Life Insurance Agency
We would love the chance to earn your life insurance business. We work with several A+ rated insurance companies and believe in good local service. Our agency can also help you with Car Insurance, Home Insurance, and Business Insurance